Earthquake Insurance in Georgia
Georgia has very few Earthquakes and little damage inflicted to date as a result of a Earthquake.
Reality, Earthquake coverage provides coverage for more than just damage due to a Earthquake. Coverage in some cases is extended to local explosions causing the earth to tremble with resulting damage to structures. Mud slides is another peril that earthquake coverage provides additional coverage.
Ga Earthquake Insurance provides coverage as a stand-alone policy and does not require underlying property coverage. A single policy can be written to insure Earthquake and related losses.
Solutions are also available as a combination policy with home coverage for the structure and earthquake damage.
Give us a call for a quick quote or submit the application online for a prompt price on a stand-alone earthquake policy.
Paul “Matt Locke”
1-877-MattLocke
Many “main stream” insurance companies are removing the earthquake coverage previously included in their policy. There is NO requirement to terminate your current home insurance in order to re-gain earthquake coverage.
Ga Earthquake Insurance can add the earthquake coverage back to your coverage needs at a low cost, quickly, and incorporate the payment in the escrow account.
Solutions to meet YOUR desire for added coverage.
Paul “Matt Locke”
1-877-MattLocke
What form of insurance do I need when my wife causes the “earth to shake” ? Can you still make a claim when there is no apparent physical damage?
Earthquake coverage is quick and simple to obtain. There is not a mandate to acquire and in Georgia the reasons to have the coverage are purely personal. If, When a earthquake occurs the homeowner policy in MANY cases will not provide coverage for earthquake damage. Obtaining coverage for this type of damage can be quickly facilitated by Georgia Earthquake Insurance.
Hello Bob and thanks for the humerous perspective. Earthquake coverage does provide coverage for damage. Mental anguish or elation are not “covered perils” in the earthquake policy.
Thanks for reviewing my site and commenting.
Paul “Matt Locke”
Georgia Earthquake insurance continues to be a type of coverage many insurance companies are no longer providing as part of their “included” coverages. At renewal time, the Georgia Insurance company is sending renewals stating NO EARTHQUAKE Coverage from this point forward.
Is the coverage needed? The question seems to be simple. In Georgia, the need for earthquake insurance seems to be minute. At the time a earthquakes does “hit”, the question of coverage is simple. Do you want to make a claim or be responsible for the damage on your own?
Earthquake coverage is available today without having to change your home insurance policy. Keep your Home insurance policy in place and add earthquake coverage as a secondary policy. Add the payment to your escrow account. Be assured that if or when a major earthquake hits Georgia, you will have coverage afforded.
How to get coverage? Fill in the application and expect a call. Inexpensive coverage for the peril called “earthquake”.
Remember too. When a water line bursts in your yard and causes damage to the yard or inside your home, then Flood insurance is covage that may be a good idea.
Why not deal with a agent that can provide all of the coverage for your home, condo, townhome, or rental.
I was just reading the information posted under the “faultlines”.
The following caught my attention:
Earthquakes may be Felt in any area of Georgia. No area in Georgia is immune from the earthquake threat, but northern Georgia has experienced the most earthquakes in recent history. Earthquakes large enough to cause damage could be felt in most if not all of Georgia’s Counties. When a damaging earthquake occurs, it will affect an area covering many surrounding counties.
North Georgia, Columbus Georgia, and the fault line right through North fulton and Forsyth county had my immediate attention.
Having coverage for Earthquake insurance may seem to be a waste of money, but if you consider the risk and the loss with out the coverage and the fault lines running through Georgia…. Reconsidering the need may need to be re-thought.
Paul “Matt Locke”
Roswell, Cumming, Suwanee, Milton, Johns Creek, North Georgia, Central Georgia Earthquake insurance solutions.
Call us today.
Georgia has very few Earthquakes and little damage inflicted to date as a result of a Earthquake.
Reality, Earthquake damage is possible and Georgia has faultline that make damage even more possible. Earthquake coverage provides for more than just damage due to a Earthquake. Coverage in some cases is extended to local explosions causing the earth to tremble with resulting damage to structures. Mud slides is another peril that earthquake coverage provides additional coverage.
Ga Earthquake Insurance provides coverage as a stand-alone policy and does not require underlying property coverage. A single policy can be written to insure Earthquake and related losses.
Solutions are also available as a combination policy with home coverage for the structure and earthquake damage.
Give us a call for a quick quote or submit the application online for a prompt price on a stand-alone earthquake policy.
Matt Locke
The following article was posted in the Atlanta Journal back in April of 2003:
The Athens community felt shock waves from Tuesday’s early morning earthquake, which measured 4.9 on the Richter Scale.
The center of the tremor — occurring around 5 a.m. — was based in Fort Payne, Ala., a location in the northeastern corner of the state.
Tuesday’s Atlanta Journal-Constitution reported that shock waves were felt as far as away as Kentucky and North Carolina.
Maj. Jimmy Williamson, assistant University Police chief, said he was not aware of any calls from University students concerning damage from the earthquake.
“It was nothing out of the ordinary,” he said. “I didn’t receive any reports of any calls for service.”
Williamson, however, said he felt the earthquake when it hit.
Robert Hawman, an associate professor of geology at the University, said Monday’s earthquake occurred in the plate known as the Eastern Tennessee Seismic Zone that runs from the area near northwest Georgia to around Knoxville, Tenn.
“There are usually anywhere from 30 to 50 earth quakes a year in this zone,” Hawman said. “But a lot of them are not big enough for people to feel.”
Hawman added that the earthquake was the largest in Georgia since the 1973 Maryville earthquake.
“Out in California, people would not notice an earthquake like this one,” he said.
The Georgia Department of Transportation reported no damage was caused to roads or bridges from the earthquake.
The quake was the second in Georgia in the last two months. On March 15, a 3.5 earthquake hit in parts Greene and Oglethorpe Counties.
Hawman said the exact cause of earthquakes in Georgia remains a mystery. While most earthquakes occur on or near plate boundaries, the closest plate boundary to Georgia is the mid-ocean ridge in the Atlantic Ocean.
John Martin, a student from Lilburn, said he didn’t feel the earthquake and had no knowledge of it until the middle of Tuesday afternoon.
“I was kind of surprised to hear that something like that happened here,” he said. “That’s something you think about happening somewhere like San Francisco.”
Hawman said while earthquakes cannot be predicted, the probability of earthquakes of a large magnitude striking can be predicted.
– Contributing: The Atlanta Journal-Constitution